Canada vs UK for International Students: The Real Numbers Compared

By Olami, AbroadPilot · Reviewed September 2026

Canada and the UK are the two most-asked-about destinations on this site, and most “Canada vs UK” content online compares vibes, not numbers. This uses the same verified figures already published in our own Canada and UK visa guides, so nothing here is invented for this comparison — it’s the same data, laid side by side.

Side-by-side: what each actually costs and requires

 CanadaUnited Kingdom
Study visa application feeCAD 150 (study permit)£490 (Student visa)
Extra up-front health chargeNone — provincial health coverage rules vary, often via university planImmigration Health Surcharge, £776/year of the visa, paid in one lump at application — £2,328 up front on a 3-year degree
Proof of fundsCA$22,895/year for a single applicant, explicitly excluding tuition and transport£1,529/month in London or £1,171 outside, capped at 9 months, held for 28 consecutive days before applying
Post-study work visaPGWP: up to 3 years for programs 2+ years long; university bachelor’s, master’s and PhD graduates remain eligible regardless of field of study as of 2026Graduate visa: 2 years for bachelor’s/master’s if you apply before 1 Jan 2027 (18 months after that date), 3 years for PhD
Path to permanent residenceExpress Entry (CEC, FSW and others) — CEC processing averages around 6 months once you have qualifying Canadian work experienceSkilled Worker visa after the Graduate visa, then settlement (Indefinite Leave to Remain) typically after 5 years on a qualifying route
Recent policy directionPGWP eligibility for college-level graduates now depends on labour-shortage field alignment; IRCC confirmed no further field-of-study changes for 2026Graduate visa length is shrinking for non-doctoral graduates from 1 Jan 2027 — timing your application matters

What the numbers actually mean for your decision

Upfront cost favours Canada. The UK’s Immigration Health Surcharge alone can exceed Canada’s entire study-permit fee several times over, paid in one lump sum before you’ve set foot in the country. Canada’s CA$22,895 proof-of-funds figure is an annual number, not a one-time charge, and it explicitly excludes tuition — budget that separately with our budget template.

Post-study work length currently favours Canada for anyone on a 2-year-plus bachelor’s, master’s or PhD program — a 3-year PGWP beats a 2-year (soon 18-month) UK Graduate visa for most applicants. That gap narrows only for UK PhD graduates, who get the same 3 years as Canada.

The UK’s rules are more predictable right now. Canada has tightened Post-Graduation Work Permit eligibility for international students in 2026, and the federal Express Entry system itself is mid-reform. The UK’s Graduate visa change is scheduled and dated (1 January 2027), which makes it easier to plan around even though the outcome is less generous.

Neither is “easier” to get permanent residence in. Canada’s path runs through a points-based draw system with a score that shifts by round; the UK’s runs through years of continuous qualifying visa status with no lottery element, but a much longer minimum timeline. Compare your actual route with the PR Pathway Timeline Builder rather than a generic ranking.

Frequently asked questions

Which is cheaper overall, Canada or the UK?

On government-set fees and charges alone, Canada is cheaper — the UK’s Immigration Health Surcharge is the single biggest gap. Tuition varies more by university than by country in either case, so run your own numbers in the budget template rather than relying on a national average.

Which gives a longer post-study work visa?

Canada’s PGWP currently offers up to 3 years for most 2-year-plus programs at any degree level. The UK’s Graduate visa gives 2 years for bachelor’s/master’s (dropping to 18 months for applications from 1 January 2027) and 3 years for PhD.

Which is faster to permanent residence?

Neither has a fixed timeline you can promise in advance. Canada’s Express Entry can move quickly for candidates with a strong CRS score and qualifying Canadian experience; the UK’s route to settlement is typically a fixed multi-year period regardless of your profile. Build your own timeline with the PR Pathway Timeline Builder.

How current are these figures?

Every figure here matches what’s published in our full Canada and UK visa guides, checked September 2026. Both countries’ rules move without much warning — confirm before you commit to either route.

Next steps

Read the full Canada Visa Guide and UK Visa Guide, work out your exact funds requirement with the proof-of-funds calculator, and map your route to residence with the PR Pathway Timeline Builder.

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